Landlord Insurance

It is important to get the right property insurance.

Traditional Buy to Let insurance policies cover properties to be let to a tenant using a tenancy agreement but do not cover properties that are let out on a short let or extended stay basis. It is important therefore that the way you intend to let out your property is expressly shown on your insurance schedule;

Possible use could be shown as;

• Let out on a tenancy
• Holiday let 
• Short let.
• Mixture of the above.

Short Let Property Insurance

Not all insurance companies are geared up for the evolving Short Let market so care should be taken to select a policy that covers you adequately. A new mandatory short let / holiday let registration scheme is likely to require a copy of your property's insurance schedule and will require;

• Use expressly shown as Short / holiday let
• Public Liability
• Element of Employers Liability

Although there are many holiday Let policies out there it is harder to find a policy that fits the short let market. The best description  of the cover required we have spotted is the policy by Towergate  read more